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Subsidies

If you are a state retiree (not a public school teacher), some or all of your health care cost may be subsidized by the State of Rhode Island based on your years of service.  If you have any questions regarding your years of creditable service, please contact ERSRI at (401) 457-3900.

For employees who retire on or after October 1, 2008, with 20+ years of creditable service, the State will subsidize 80% of the cost of the selected plan provided the retiree is at least 59 years old.

For employees who retire after July 1, 1989 and before 10/01/08, the State and Retiree shares are as follows:

Early Retiree Plan (retirees under age 65)

                                    Age at
Creditable Service          Retirement          State-Paid      Retiree-Paid
10-15 years                       60                    50%               50%
16-22 years                       60                    70%               30%
23-27 years                       60                    80%               20%
28+                                <60                    90%               10%
                                        60+                100%                 0%
35+                             any age                100%                 0%

 

Medicare Supplemental Plan (age 65+):

Creditable Service       Age            State-Paid      Retiree-Paid
10-15 years                65                    50%               50%
16-19 years                65                    70%               30%
20-27 years                65                    90%               10%
28+                           65                   100%                 0%