A COBRA packet is mailed to you if you experience a COBRA qualifying event. The most common qualifying event is termination of employment, but there are other qualifying events as provided in the COBRA General Notice of Continuation Rights. COBRA packets include enrollment instructions and an election form. You may not receive your COBRA election notice until several weeks after your COBRA qualifying event.
You have 60 days from the date of the COBRA election notice to make a COBRA election. Your active coverage ID card will remain the same if you elect COBRA coverage.
If a dependent is turning 26 and elects COBRA coverage, they need to provide their SSN on the enrollment form provided by UnitedHealthcare (UHC) to receive their own coverage ID.