(Non-union or any union employees)
(Select union employees only*)
|Plan Offering||Off-job accident or sickness coverage||Off-job accident or sickness coverage|
|Monthly Benefit Amount||$500–$5,000** (in $100 increments)||$400–$6,500** (in $100 increments)
Maximum income replacement: 60% of salary
|Benefit Periods||3, 6, 12, or 24 months||3, 6, 12, or 24 months|
|0/7, 0/14, 7/14, 0/30, 30/30, 60/60, 90/90, 180/180||0/7, 7/7, 0/14, 14/14, 0/30, 30/30, 60/60, 90/90, 180/180|
|Premium Rates||Your premium rates can range from a few dollars to over a hundred dollars per pay period depending on your age, salary, benefits period, and eliminition periods. Please contact Aflac or Colonial Life to receive an exact quote.|
|Coverage Termination||Coverage terminates at age 70, even if you are still employed.||Coverage terminates on the policy anniversary following your 70th birthday.|
* Represented by NEA-RI, AFSCME-Council 94, AFT, SEIU, IFPTE, LIUNA-Local 808, RIBCO or URI/AAUP.
** Subject to income requirements and benefit period restrictions.
*** Elimination period is the number of days following a disability before benefits begin. Choice of elimination periods depends on the benefit period selected.