What Happens to My Co-share Payments?
Your State health plan co-shares (for medical/pharmacy, dental and vision coverage) are normally automatically deducted from paychecks on a biweekly basis. When you go on LWOP, you will receive invoices and you must make timely payments or risk termination of coverage:
- Invoice You will receive invoices from the State for your missed co-share deductions. Invoices are mailed on pay days. You must remit payment by the date indicated on your invoice or you will receive a deliquency notice.
- Delinquency notice If you do not timely submit full payment for an invoice, your account will be in delinquent status, and a delinquency notice will be mailed to you along with your second invoice on the following pay day.
- Termination notice If you fail to pay two consecutive invoices in full, a termination notice will be mailed to you along with your third invoice. The termination notice sets a health coverage termination date and gives you at least 30 days to pay your outstanding balance. During this period, you will receive additional invoices indicating your prior receipt of a termination notice. You must pay all invoices in full before the termination effective date or your coverage will be terminated.
- Termination grace period If your coverage is terminated, there is a one week grace period that follows. If you pay your entire outstanding balance and/or return to work during this grace period, your coverage will be reinstated. If you do not pay your entire outstanding balance, or if you do not return to work during the grace period, your health coverage termination will be irrevocable, and you will not be eligible to re-enroll until you return to work. At that time, you will have a 31-day status change window within which to re-enroll.
- Re-enrollment Re-enrollment does not occur automatically. To re-enroll, you must complete and submit the Health Coverage Enrollment/Status Change Form to your HR office. If you fail to re-enroll during your 31-day status change window, you must wait until the next open enrollment period to re-enroll. You must address any outstanding co-share balance with your HR office before your re-enrollment is processed.
How Should I Pay My Co-shares?
It is strongly recommended that you use hand-written checks or money orders, as the State is not responsible for any delays due to bank-generated check processing (e.g., automated "bill pay").
Please write your employee number on your check, make it payable to “RI General Treasurer”, and mail it to:
- Co-Share Processing Unit
Office of Employee Benefits
One Capitol Hill, 3rd Floor
Providence, RI 02908
Alternatively, you may hand-deliver your payment to the “HEALTH INSURANCE CO-SHARE PAYMENTS” drop box in the HR reception area on the 3rd floor of the Department of Administration building at One Capitol Hill.
Who do I Contact With Questions?
Please call the number listed on your invoice/notice. If you do not have an invoice/notice, please contact the OEB.