Vision Coverage


Overview

The State of Rhode Island offers eligible active employees two options for vision coverage—Anchor Vision and Anchor Vision Plus. Both plans are administered by the Vision Service Plan (VSP). Coverage for participating employees is effective the first day of state employment.

Coverage Details

New Plans, New Choices

Anchor Vision and Anchor Vision Plus both offer preventive care coverage and an allowance for frames and contacts. Anchor Vision is a base plan, but Anchor Vision Plus is a "buy-up" option that offer bigger allowances.

Both plan options offer benefits in- and out-of-network. However, the State encourages you to visit a VSP participating provider to receive the greatest coverage. To find a provider near you, visit www.vsp.com.

New! Under the Anchor vision plans, dependents up to age 26 are eligible to enroll.

How Do the "Buy-Up" Options Work?

You can elect to pay a higher premium (co-share) to receive more vision coverage. Keep in mind, however, that the State’s contribution towards the cost of your coverage is the same regardless of whether you elect the base or the buy-up option.

The buy-up option has higher allowances and may be worth considering if you or your dependent may need additional vision services in 2019.

Plan Highlights
Anchor Vision Anchor Vision Plus
Vision Exam 100% 100%
Prescription Glasses You pay a $30 copay; for frames, you have an allowance of up to $100 and a 20% discount on any amount above the allowance You pay a $30 copay; for frames, you have an allowance of up to $200 and a 20% discount on any amount above the allowance
Contacts instead of Glasses $30 cap on exam fees
$30 allowance for materials
$30 cap on exam fees
$200 allowance for materials
Plan Details

Review the VSP Plan Summary to see how Anchor Vision and Anchor Vision Plus compare across specific coverages.

2019 vision plans comparison

VSP does not issue ID cards, but you may print one out after registering/logging into your account on www.vsp.com. Your ID number is your Social Security Number. At your appointment, tell your doctor that you are a member of VSP in order for him/her to verify your VSP eligibility.


Need Help Choosing Your Plan?

Visit the Decision Support page for tools such as ALEX®, the State Employee Benefits Guide and benefits videos & presentations that can help you better understand your plan options and make the best choice for you and your family.

Talk to ALEX
Eyeconic®

VSP offers an online, in-network eyewear store called “Eyeconic,” exclusively for VSP members. Eyeconic has a huge selection of contact lenses and designer frames at low prices. In fact, if you find a lower price, they will refund you the difference. There’s a virtual tryon feature, and shipping and returns are free. Visit www.eyeconic.com to start shopping.

Any State employee that satisfies all of the following criteria is eligible to enroll:

The following dependents are also eligible for enrollment:

  • Spouse
  • Domestic partner
  • Children* (Covered up to age 26.) new

* Children of domestic partners are not eligible unless they are also the natural/adopted child of the employee, or the employee has legal guardianship.

Enrollment Periods

Employees may enroll in vision coverage during one of the following periods:

Enrollment Process

Step 1: Do your research!

Step 2: Enroll in medical, dental and/or vision coverage online
Visit the Enrollment page for details on how to access the online enrollment system.

See below for 2019 premium rates—i.e., your co-share.

A co-share is the amount you must pay each pay period for health insurance. Co-shares vary by individual vs. family coverage, as well as by annual salary and full-time/part-time status. Co-shares listed here are for classified and unclassified State employees only. Non-classified union & non-union employees working in higher ed should refer to their college/university website (URI, RIC, CCRI) for their co-shares.


Bi-weekly co-share rates

› 26 Pay Period Classified & Unclassified Employees
Full-time employees
Individual Coverage
Annual Salary* Percentage** Anchor Vision Anchor Vision Plus
Less than $99,825 20% $0.44 $1.38
$99,825 and above 25% $0.55 $1.49
Family Coverage
Annual Salary* Percentage** Anchor Vision Anchor Vision Plus
Less than $51,930 15% $0.91 $3.52
$51,930 to less than $99,825 20% $1.21 $3.82
$99,825 and above 25% $1.52 $4.13

Part-time employees***
Individual Coverage
Annual Salary* Percentage** Anchor Vision Anchor Vision Plus
Less than $94,095 20% $0.44 $1.38
$94,095 and above 35% $0.77 $1.71
Family Coverage
Annual Salary* Percentage** Anchor Vision Anchor Vision Plus
Less than $94,095 20% $1.21 $3.82
$94,095 and above 35% $2.12 $4.73

* Does not include overtime or other non-salary wages.
** Percent of health plan working rates.
*** If your scheduled work hours are fewer than the full hours specified for your position, you will be classified as a part-time employee. Your co-share amount is determined according to the full-time annual salary for your job specification, not your part-time wages actually earned.

› 20 Pay Period Employees
Full-time employees
Individual Coverage
Annual Salary* Percentage** Anchor Vision Anchor Vision Plus
Less than $99,825 20% $0.57 $1.80
$99,825 and above 25% $0.71 $1.94
Family Coverage
Annual Salary* Percentage** Anchor Vision Anchor Vision Plus
Less than $51,930 15% $1.18 $4.57
$51,930 to less than $99,825 20% $1.58 $4.97
$99,825 and above 25% $1.97 $5.36

Part-time employees***
Individual Coverage
Annual Salary* Percentage** Anchor Vision Anchor Vision Plus
Less than $94,095 20% $0.57 $1.80
$94,095 and above 35% $1.00 $2.23
Family Coverage
Annual Salary* Percentage** Anchor Vision Anchor Vision Plus
Less than $94,095 20% $1.58 $4.97
$94,095 and above 35% $2.76 $6.15

* Does not include overtime or other non-salary wages.
** Percent of health plan working rates.
*** If your scheduled work hours are fewer than the full hours specified for your position, you will be classified as a part-time employee. Your co-share amount is determined according to the full-time annual salary for your job specification, not your part-time wages actually earned.

› RITA & State Police Command Staff
Full-time employees
Individual Coverage
Annual Salary* Percentage** Anchor Vision Anchor Vision Plus
Less than $101,323 20% $0.44 $1.38
$101,323 and above 25% $0.55 $1.49
Family Coverage
Annual Salary* Percentage** Anchor Vision Anchor Vision Plus
Less than $52,709 15% $0.91 $3.52
$52,709 to less than $101,323 20% $1.21 $3.82
$101,323 and above 25% $1.52 $4.13

* Does not include overtime or other non-salary wages.
** Percent of health plan working rates.



Printable Rate Tables—2019 Calendar Year

Co-share rates
Working rates (full plan costs)

Please contact VSP to find a participating doctor or if you have other questions regarding your vision coverage: